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Privacy Notice
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Rev. 9/2015
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FACTS
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WHAT DOES TWIN RIVER BANK DO WITH
YOUR PERSONAL INFORMATION? |
Why?
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Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit some but not all
sharing. Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to
understand what we do. |
What?
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The types of personal information we collect and share depend
on the product or service you have with us. This information can include:
- Social Security number and Account balance
- Payment History and Overdraft History
- Credit History and Credit Scores
When you are no longer our customer, we continue to share your
information as described in this notice.
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How?
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All financial companies need to share customers' personal
information to run their everyday business. In the section below, we list the
reasons financial companies can share their customers' personal information; the
reasons Twin River Bank chooses to share; and whether you can
limit this sharing. |
Reasons we can share your personal
information
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Does Twin River Bank
share?
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Can you limit this sharing?
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| For our everyday business purposes- such as
to process your transaction, maintain your account(s), respond to court orders
and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes- to offer our
products and services to you |
Yes |
No |
| For joint marketing with other financial
companies |
Yes |
No |
| For our affiliates' everyday business
purposes- information about your transactions and
experiences |
Yes |
No |
| For our affiliates' everyday business
purposes- information about your creditworthiness |
No |
We don't share |
| For non-affiliates to market to you
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No |
We don't share |
Questions?
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Call 208-746-4848 or go to www.twinriver.bank |
What we do
|
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| How does Twin River Bank protect my
personal information? |
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
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| How does Twin River Bank collect my
personal information? |
We collect your personal information, for example, when you
- Open an account or Provide account information
- Apply for a loan or Show your driver's license
- Give us your contact information
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
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| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing of affiliates' everyday business purposes-
information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
States laws and individual companies may give you additional
rights to limit sharing.
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Definitions
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| Affiliates |
Companies related by common ownership or control. They can
be financial and non-financial companies.
- Twin River Financial Corporation
- Twin River Statutory Trust
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| Nonaffiliates |
Companies not related by common ownership or control. They
can be financial and non-financial companies.
- Twin River Bank does not share with non-affiliates so they can market to you.
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| Joint Marketing |
A formal agreement between nonaffiliated financial
companies that together market financial products or services to you.
- Our joint marketing partners include Deluxe (check ordering), Insite Data Services (online banking), Jack Henry (bill payment), Elan (credit cards) Fiserv Solutions, LLC (debit cards)
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Rev [04/2021]
NOTICE REGARDING INACCURATE INFORMATION As a participant in the consumer reporting system, we furnish information about our experience with you to consumer reporting agencies. These consumer reports allow us to make credit and other opportunities available to you. If you believe that we have furnished information to a consumer reporting agency that is inaccurate please notify us at the following address and identify the specific information that is inaccurate.
Twin River Bank - Attention: Willie Deibel, 1507 G Street, Lewiston, ID 83501 (208) 746-4848
NOTICE OF NEGATIVE INFORMATION We may report information about your account to credit bureaus. Late payments, missed paments, or other defaults on your account may be reflected in your credit report.